Empowering Dreams, Fueling Growth Since 2010
Empowering Dreams, Fueling Growth Since 2010
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Welcome to Vardayini Multistate Co-Op Credit Society Ltd. For over a decade, our accessible loan schemes have empowered our members—especially small business owners—to become self-reliant, expand their operations, and actively contribute to the nation’s economic growth. Simultaneously, we help our member depositors turn their personal dreams into reality through systematic savings plans, dynamic interest rates, and dedicated financial services. Together, we are building a stronger, financially secure community
Services Offered
CBS System
CBS System
Fully computerized management across the Head Office and all branches.
Fund Transfers
Fund Transfers
Seamless electronic fund transfers via RTGS and NEFT services (IFSC Code: ICIC0000104).
Digital Financial Services
Digital Financial Services
Modern digital facilities including Mobile App, QR Code payments, and instant SMS alerts.
Savings Account
Savings Account
An exceptional 5% p.a. interest rate on standard savings accounts.
Business Loans
Business Loans
Swift and accessible loan disbursements specifically tailored for businesses and industries, featuring a unique daily repayment option.
High-Yield Deposits
High-Yield Deposits
Premium interest rates on deposit schemes, including Fixed Deposits (up to 11% p.a.), Recurring Deposits, and Monthly Income Schemes.
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